Posted by SOUTH FRIENDSWOOD DENTAL ASSOCIATES on Nov 30 2020, 12:39 AM
You will lose the benefits of your dental insurance plan if you do not exhaust your yearly maximum by the 31st of December! Most dental insurance plans run in line with the calendar year and reset at the beginning of the following year. Since the year is almost coming to an end, it is time to use up the coverage offered by your plan, as if you don’t do so, the premiums you paid towards the insurance and deductible would go waste. So, please make use of the covered benefits before it is too late.
Let us explain in detail why you should book an appointment with your dentist right away:
The Yearly Maximum Does Not Roll Over
The majority of dental insurance plans come with coverage between $1,000 to $1,500. This would be available to you between the 1st of January to the 31st of December the same year. Any remaining amount does not get carried over, so it is best to use the yearly max now. You may even speak to your dentist and spread out your appointments between this year and the next so that you can maximize your benefits.
Cash in On the Premiums
Most people opt for dental insurance plans to take care of emergency dental conditions. However, you should be aware that dental plans also cover routine dental checkups, including cleaning and oral exams. So, don’t let the premiums you pay go to waste.
Don’t Wait Until You are Saddled with a New Deductible.
Insurance companies typically expect the insured to pay a part of the insured amount as a deductible. This would count as your out-of-pocket expense. If your deductible amount has already been met, the next few visits to the dentist would be practically free until the end of the year.
Increase in Dental Fees
Dentists and dental offices may have to raise the fee charged if equipment, material, or maintenance costs have increased. In most cases, dentists alter the fee structure at the beginning of the year - which is why it makes sense to get dental treatments done before the possibility of an increase in fees.
Dental Conditions Only Get Worse
The most important reason you should visit a dentist at least once in six months and whenever there is a need is that dental issues only worsen with time. So, visit your dentist as soon as possible for preventative dental care and to maintain good oral health in general.
If you are looking for a dentist for a checkup or any specific treatment, we are only one call away. Call us for an appointment today.